You should take a look at Stellar Lumens (XLM)
Future for XLM is safer than Ripple!
I wrote an article about Stellar Lumens, feel free to check it out:
https://steemit.com/cryptocurrency/@maxdigi/according-to-4-experts-this-cryptocurrency-is-the-most-likely-to-rise-1000-in-2018
Cheers!