the % is not the issue. still same concept.
your concern is another issue too
RE: How To Earn Interest On Your EOS Tokens Using Chintai
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How To Earn Interest On Your EOS Tokens Using Chintai
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https://github.com/eos42/Documentation/blob/master/Chintai/whitepapers/Chintai_%E8%B3%83%E8%B2%B8_Community_Proposal_Whitepaper_English.pdf
If you can find the whitepaper for bitconnect let me know ;)
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