IOTA is a bag of crap and a dangerous one at that. Many have lost money with there terrible wallet implementation. Ripple is centralized. ADA has great potential, so long as they can iron out their wallet problems, which I suspect they will.
RE: How to create long-term CryptoCurrency portfolio (My top long-term picks)
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How to create long-term CryptoCurrency portfolio (My top long-term picks)