On average, a bank customer pays almost 80 euros a year so that he can make transfers at the machine and withdraw cash. Banks have turned strongly at the price screw in 2020. At the end of 2019, it was still 71.04 euros. However, the consumer portal "Biallo" recorded the highest increase in internet accounts.
Price increase in online banking! Banks charge higher fees
There, costs for consumers rose by an average of 20 percent. For example, five online transfers per month, twelve monthly lump sums and a Girocard 53.04 euros are payable annually. Last year, the figure was 44.30 euros.
According to "Biallo," not only the monthly basic fees became more expensive, but also the girocards and transfers. While bank transfers used to be free, they now cost additional money. In addition, many banks and savings banks have increased prices by more than 50 percent, so the price increase can also be seen more clearly. For example, customers of the VR compact account of Raiffeisenbank Schwabmünchen now have to pay 4.50 euros instead of 2.75 euros.
A comparison shows how high the differences between banks and savings banks are. While the basic account at 13 banks such as ING, DKB or Brühlerbank is still free, it costs 15 euros at the Fürstlich Castell Bank. Even for the online account, 101 banks and savings banks do not require a cent from their customers, but the savings bank Wihemshaven requires the highest fee with 9.90 euros. At 19 banks such as Sparda-Bank Hessen, Sparkasse Karlsruhe and PSD Bank Nürnberg, customers continue to receive a branch account free of charge. Things are different at Sparkasse Wittenberg. Customers have to pay 12.50 euros per month.