India is actually not ready to go cashless and depend totally on electronic form of currency. While you may see people using PayTM and other e-wallet apps, one should not forget that more than 80% of the Indian population lives in villages where they have no idea about such amenities.

But no doubt, people living in cities and towns have gleefully accepted the idea of cashless currency which is easy to handle and use.

What I personally feel is that, India is a long time away from becoming majorly a cashless economy.