RE: The MOST Important Financial EQUATION!

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The MOST Important Financial EQUATION!

in financial •  7 years ago 

Loan? Bkit loan? Insurance may loan?

financial
7 years ago by

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      ·  7 years ago 

    Meron kambal yung plan ko eh 😂

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      [-]
        ·  7 years ago (edited)

      Ay waw... Dun ka n lng s walang loan. Meron nmn insurance n walang loan ah? D ko maisip bkit may loan. haha

      Ano 'to may kasamang kotse or motor? Ndi ako familiar s Pioneer eh... Life insurance b yan? Parang wla nmn Pioneer ah?

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        [-]
          ·  7 years ago 

        Life insurance ang Pioneer. Malaki din ito na company. Pero if you want to know the top 5 Life Insurance Companies are 1. Axa Life 2. Insular Life 3. Philam Life 4. Pru Life 5. Sun Life. Any of these companies can give you a good life insurance na may kambal na (hindi loan) investment program para if you live too long meron kang retirement fund.

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          1 vote
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            ·  7 years ago (edited)

          Oh ok po. Bkit wala ang Manulife? Haha based on popularity po b yan? D ko tlga alam yung Pioneer.

          Ang alam ko lang most of the above plus Prudential and of course Manulife. 😂

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            1 vote
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              ·  7 years ago 

            No. 6 ang Manulife.

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              [-]
                ·  7 years ago (edited)

              Oh I see. In terms of popularity po ba yan? Or number of clients or saan po?

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                [-]
                  ·  7 years ago 

                2016 Philippine Life Insurance Companies ranking based on Assets, although the positions were interchanged but still silang 5 pa rin. No. 7 pala ang Manulife. Bale correct ranking of top 5 are Philam, Sunlife, Insular Life, Axa and Pru Life : ()

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                  [-]
                    ·  7 years ago 

                  Oh i see... Based on assets. Ok po thanks! :)

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                    [-]
                      ·  7 years ago 

                    Ang Pioneer is ranked 13th at 10.7B in assets.

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                      [-]
                        ·  7 years ago 

                      Tnx po s info.

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                        [-]
                          ·  7 years ago (edited)

                        Thank You po magaling lang yung unit manager na nameet ko noon parang nahypnotized ako hindi ako nakatanggi
                        hahaha :-D

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                          [-]
                            ·  7 years ago 

                          Ayun, kaya naman pala naglapse. Kinalimutan ka ng i-follow up ng ahente he he. Nawala yung hypnosis. But joking aside (may post nga pala ako bago panay jokes he he kung type mo tumawa) kumuha ka ng bagong plan. Kayang kayang bayaran ng mga cents mo ang premium. Hindi naman kamahalan. Unsolicited advice lang naman : ()

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                            [-]
                              ·  7 years ago 

                            Yoko na po ng plan mas gusto ko na lang talaga SSS kasi ok lang anytime maclaim ng beneficiaries tama na yung may burial hahaha 😅

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                              [-]
                                ·  7 years ago 

                              Sabagay. Wala ka pa namang dependents yata.

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                                [-]
                                  ·  7 years ago 

                                Traditional insurance policies before such as whole life, limited pay life, endowments have cash values. Cash values came from your premium payments, coupled with investments, it increases each year as it reaches toward maturity. At maturity, say a 20 year endowment will mature after 20 years, cash value is already equal to the insurance coverage. In between now and maturity, in case of emergency, you badly need cash, you can borrow the cash value of your policy in the form of a policy loan. I hope it makes sense to you now even with all the technical jargon.

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                                  [-]
                                    ·  7 years ago 

                                  Ok. Not sure if that's what she did but thanks for the info.

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