Develop yourself so that your presence in any environment has a positive impact. And if the people or the environment refuses to appreciate your positive impact, then make an even better impact on them with your absence.
If you want to achieve results with your life you must have goals. A goal is a wish that is written down. If you have not written down your goal, all you will achieve in life will be activity, not results.
Don't take financial advise from someone you are richer than. It is just like a person who is not married lecturing you on how to improve your marriage.
Good Morning. Wishing You a Lovely Day.