Everyone wants that their house should remain intact at all times of each day and that their house should look beautiful for as long as they live there, everyone desires to live in their houses for as long as possible, it is quite understandable as people tend to get attached to the place they spend quite a period of their lives but as we all need medical check-ups from time to time, so does our house needs to remain strong for a long period of time and for that it is necessary that we get our houses repaired after regular intervals of time.
House repair is as important as keeping our bodies fit is, but then again house repair is a huge expense that can dig deep holes in our pockets and people hesitate to spend on this necessary expense due to the fact that it involves huge costs and that many can not afford such huge expenses and push their limits till this expense can be ignored but no ignoring from now as prevention is better than cure. So here is a very easy solution to your problem, you can avail yourself a gold loan for your house repair.
The gold loan can be very beneficial for your repair expenses as a gold loan is easy to avail, does not require much formalities and one can get them within no time. The gold loan comes with a lot of benefits, let us discuss these benefits:
Gold loans come with a flexible tenure which can range between 6 months to 24 months, that is, you can always negotiate and choose a tenure of your own choice which gives you an upper hand.
It is a secured loan that does not make you borrow money from anyone, it comes with a variety of rates of interest that is very flexible, the gold-loan/gold-loan-interest-rate Gold Loan Interest Rate can range from 6%-17%, so one can take the most convenient rate of interest after considering the condition of their pocket and if you tend to have good relations with the bank or lender you might come across some attractive schemes which might give you more added advantages but these rate of interest depend on a number of factors such as the tenure, the amount of you loan etc.
Gold loans take no time to get approved, they may get approved as quick as within four hours or might take a day but relatively they can be availed within no time at all which fulfils your need for quick money, then they don’t have any rigid criteria for eligibility when it comes to the age factor, it can be minimum 18 years and maximum 65 years and can vary a little up and down depending on different banks and money lenders.
Gold loans do not make you go crazy with the documentation process, they have a very simple process of documents verification, that is they only ask for few documents that are can be easily arranged.
Now, if we talk about availing an easy gold loan for your house repair with minimal documentation and transparent charges, here is a bank that provides all such facilities, so gold-loan/HDFC-gold-loan HDFC Gold Loan is one such solution for all the problems. They come with quick and easy solutions for availing of gold loans. Their gold loan comes with a variety of interest rates on term loans, overdrafts, EMI based loans etc.
A person does not have to even worry about repaying them, he can easily repay them on his own conditions of repayment with a flexible tenure in hand that can range from 3 months to 24 months. They require minimum documentation such as identity proof, which may include passport, driving licence, Aadhar card issued by UIDAI, pan card or form 60, voter ID card, residency proof, which involves, driving licence, Aadhar card issued by UIDAI, pan card or form 60, voter ID card, telephone bills, electricity bills, water bills, bank statements etc., then they might also ask for the income status of the borrower which would require bank statements, salary slips etc., and don’t forget to carry original documents along with photocopies so that there is no delay. If all the documents are appropriately present one can easily avail of a gold loan.