With Google Pay, you can make purchases online and with your phone. It enables Android users to make in-store and online purchases on websites, mobile apps, and Google services (like the Google Play Store) that accept Android Pay.
In order to make in-store or online purchases, Google Pay users must first link their credit or debit card to their Google Pay account.
Google Pay makes use of near field communication (NFC) on Android devices to communicate with checkout terminals.
Google Pay allows users to make purchases on participating sites by simply logging in with their Google account while using the Chrome web browser.
Recounting the Evolution of Google Wallet
This company's first foray into mobile payments was in 2011, with the release of Google Wallet for Android devices.
Google Wallet was rebranded as Android Pay in 2015, with a narrower focus on P2P transactions.
To better serve its customers, Google announced in 2018 that Google Wallet would be consolidated with other payment services under the Google Pay umbrella. The service was rebranded as Google Pay Send instead of Google Wallet.
If you have an Android device, you can use Google Pay to make contactless purchases. Apple's iOS supports all of the essential features, including file sharing and account management. However, only Apple Pay can be used for NFC payments on an iPhone or Apple Watch.
By means of Google Wallet
There are hundreds of financial institutions and service providers that are compatible with Google Pay.
The use of Visa, Mastercard, Discover, and American Express cards is specifically mentioned. If a user is unsure whether or not their bank supports Google Pay, they should contact their bank directly.
The Google Pay user site also features a global directory of participating financial institutions.
Google also provides a list of featured retailers and transportation providers that accept Google Pay on their help site.
A user can tell if a terminal accepts contactless payments by looking for the Google Pay logo. Customers can pay with Google Pay if they have the app and have linked a credit or debit card to their account.
If you use Google Pay, the details of your purchases will be recorded in your Google account.
Google Pay's Safety & Discretion
Instead of using your actual credit card number, Google Pay creates a unique, encrypted number. If the user turns off screen lock on their device, this virtual account number is also deleted.
Use Google's Find My Device service to remotely delete data from a lost device. Any time a user logs into their Google Pay account, they have access to manage the associated payment methods.
Send Money with Google Pay
Google Pay's Send feature enables users to send money to one another. Users can send money to others by entering their email address or phone number into the service's interface.