Affordable health care

These plans will help you save money, while still giving you the peace of mind of being covered in the event of a medical emergency. All the information collected from FirstQuoteHealth.

1. Medicaid
   The best part about Medicaid is that you can enroll at any time, and it provides free or low-cost coverage for anyone who is eligible. It’s hard to beat free, which is exactly why Medicaid is your cheapest option for health coverage. If you qualify for Medicaid, then this is the medical insurance plan for you.

2. Supplemental Coverage
   It is not real medical insurance. In summary, you are giving up most benefits, and in return you get a low monthly premium. Supplemental coverage only pays out a lump sum of cash for a qualifying medical expense, so you can forget about benefits like preventive care.

3. Short-Term Health Insurance Plans
   Short-term medical insurance plans offer little in terms of coverage. If you come down with any serious injury or illness, short-term plans will be there to save the day.

4. Student Health Insurance
   If you’re a student of college or school, medical insurance plan will be your cheapest option. Student insurance plans are usually subsidized or discounted. If you’re not in school, or your school doesn’t offer healthcare plans, you should try finding something else.

5. Catastrophic Coverage (High Deductible)
   You need to be under 30 years old to qualify for catastrophic health coverage. For those who are eligible, catastrophic plans offer low premiums with high deductibles. You can enroll in catastrophic coverage through the marketplace, which is good and bad. See if you qualify for a catastrophic plan today with First Quote Health.

6. Subsidized Marketplace Plans
   If you qualify for a federal subsidy, then the marketplace has some of the cheapest medical insurance plans available. During the Open Enrollment Period, or Special Enrollment Period, Subsidies are available to anyone who decides to enroll in marketplace plans.

7. Private Medical Insurance Plans
   Private medical insurance plans can actually save you money. You won’t be eligible for subsidies although, private plans sold outside the marketplace may already be cheaper than plans you find in the marketplace. First Quote Health lets you compare medical insurance quotes in your area in under 5 minutes. See what you can be saving today by entering your zip code here.

8. Employer-Sponsored Plans (Group Coverage)
   Employer sponsored coverage, also known as group health coverage, is usually discounted by health insurance companies who are competing for business. If you work for a company then group coverage one of the cheapest medical insurance options available.

9. Medishare Plans
   Medishare plans are not medical insurance plans. However, if you are enrolled in a Medishare plan, you will be exempt from paying a tax penalty for not having health insurance in 2018.

10. Bronze Level Marketplace Plans
    Probably you’re aware about medical insurance plans through the marketplace have been getting more expensive each year, but luckily bronze plans are still affordable. If you don’t have a history of medical problems or any pre-existing conditions, a Bronze plan may be right for you. Bronze level marketplace plans are the cheapest medical insurance plans sold through the marketplace.