Contest || Review your online payment app

in hive-111300 •  2 years ago 

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screenshot from my app

There are lots of Online payment apps that serve people well financially and transaction wise. I've come to discover a few which are; **branch app, kuda , palmpay, opay and other commercial banks app

My favorite online payment app

My favourite online payment app tends to be Kuda, an online banking app that just good for business. It's my favorite because it encourages saving and it helps business personnels evaluate their expenses and balance it up with savings. It also deliver fast transfers. Take a look at this. I transferred money to this user by and in less than 30 seconds the payment was confirm.

Screenshot_20230424-155600.png9:17Am from my kudaScreenshot_20230424-155444.png9:17Am received from palm pay

In as much as it encourages savings, you can add money to your savings or remove it when emergency calls for. It also has a transfer limit of 10M which is very much exclusive to others apps of which some is not even up to a million naira.

How to transfer funds from one account to another

Transferring money from one user to another is safe and easy with kuda Bank. It can be done via username of someone who has the app or account number. Transfer is rapid if there's good network connection, little wonder many business venture into using the app as it's much more matured an app versatile.

It's a very good app for business owners as discussed above. To transfer funds from one account to another on Kuda Bank, follow the following steps.

  • Step 1: Open the app with your biometrics and then click on pay. Ensure the money you want to transfer is not in your spend and save account.

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  • If the person you want to transfer funds to is a user of kuda Bank, click on Send to @username and then search for his username, but if it's to another account, click on Send to Bank account. Another page will appear where you'll be asked to input the person's bank name and account number. After doing so, click on Next.
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  • Input the amount you want to send and a description of more than 3 letters.
    After description, you confirm the digits and click on send. A transaction receipt would be shown and you'll be debited.
Screenshot_20230424-091711.pngScreenshot_20230424-091745.png
Additional features that are present in kuda asides payment sending

There are various features kuda Bank has which makes it a professional online payment app and also different from its peers. Kuda Bank is not a commercial bank though but it serves various transaction purposes.

  • Spend and Save feature: This is one exclusive feature in kuda Bank that's not in most online banking apps. There a feature where you can set percentages to the amount of money you want to save after transferring the main fund out to someone or for purchase of certain things. Whenever you make a transaction, it removes the percentage you set from your main balance and save it.
Screenshot_20230424-091311.pngspend and saveScreenshot_20230424-091348.pngspend and save

This feature has proven useful to me especially when I was in my trying period. I had no money in my account but when sliding through, I mistakenly slide to save and spend icon and saw some money there, sufficient to settle me. I was elated and started working with that feature. It helps curtail your spending and saves money after it's transferred out.

  • Savings feature: This features have options for you to save your money. It can be daily, weekly, monthly and yearly. I thus encourages saving and it gives you interest depending on the amount you want to save. The screenshots below shows the saving options and how I saved money for a particular use on the app.

![Screenshot_20230424-091223.pngsaving options

  • Gift cards: You can actually purchase gift card on this app and sell to merchants who'll buy them. This feature is very rare in most apps that's why it's recommended for business purposes.

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  • Payment of bills and refer and earn feature: You can equally pay bills using kuda Bank and refer people to the app to earn money. You and the person you refer would be given 2k unlike other online banking apps that reward only the referer or the reward is little.
Screenshot_20230424-091958.pngrefer and earn initiativeScreenshot_20230424-091440.png**payment of bills

These and many other features make Kuda Bank the best online banking app for your business. It's fast, reliable, have a wide transfer limit and encourages savings as a business personnel. It's not that popular an App but it's way too good compared to most online banking apps. Join kuda Bank now using my referral code let's earn together.

I invite @dorismos, @mmekan and @chukwu10

Cc,
@cryptoloover

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