he second Payment Services Directive, also known as PSD2, has the potential to revolutionize payment services in Europe. So far, it has been a key driving force behind Open Banking, bringing greater competition and security to the payments market, by giving customers safer ways to share their data with third parties. Thanks to the advancement of technology, the payments industry is currently seeing disruption to legacy banking systems, and a move towards a world of Open Data. This will enable customers across Europe to actively own their financial data and choose how they want to bank, save and pay.
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