Even if the SEC certainly doesn't like to hear it, the ecosystem around the XRP Ledger (XRPL) is growing even without the involvement of Ripple. The project that has certainly received the most attention in recent months is Flare Networks. The project, led by Hugo Phillon, brings smart contracts to the ledger and thus enables DeFi, for example.
In this regard, Flare Finance was the first project to announce the use of Flare Networks' functionalities to build a DeFi ecosystem around lending and borrowing. Trustline is developing a different use case based on Flare Networks. The team announced via Twitter that it is developing Probity, a blockchain community bank.
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