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Welcome to my blog! I am delighted to start the first day of this engagement challenge with these interesting topics as finance.
No matter who we are and how capable we are in life, we can't escape the aspects of finance. I believe everyone will see this topic as interesting as ai sees it.

How do you view finance

Talking about finance, I will be talking about money management and the way I view money and the process it takes to acquire the needed funds. Finance also incudes everything, which encompasses the creation, oversight, and the study of money, which includes banking, crediting, investments, and a lot more, which sum up to make-up financial systems.

It is important to have a balanced view of finance because it will help us to decide how to spend our money and when to spend it.

Strong knowledge about finance will help me compare costs before I make big purchases. Financial knowledge helps me plan for long-time savings and investments.

Source Financial knowledge helps us to spend wisely.

Do you have all you need, or are you facing financial difficulties? What are you not able to accomplish due to finance? Mention 3 of them

Well, for now, I don't have all that I need but I am sure there will be a time when I will have all that I need.

Although I have a measure of comfortable living, I am still facing some kinds of financial difficulties, which I am working so hard to make sure everything is settled.

Due to financial some financial constraints, I have not been able to upgrade my business to the level I had planned, drive my dream car, and further my education to PhD.

What can you do to be able to wisely manage what you have in the meantime?

• To manage my finances wisely, I need to create a budget of the things I will buy, how I will spend my money and also make sure no matter how much things I will have to buy or how less money I have, I will have some saving the rainny days.

• To manage my income wisely, I will have to make sure I don't exceed what I have in my budget list and overspending.

• No matter the amount of money I have , investing a small amount helps me manage my income wisely.

• Just like I said, I spend within my budget, I don't run out of budget so as to avoid debts. Borrowing money is a very bad way of managing finances, even collecting loans.

I don't buy things that are not necessarily or just because I have seen my friends or colleagues having a new brand of phone and I go for it just for the sake of what is trending.

SourceSaving some money for rainy days

Who do you run to for help in times of financial need?

In times of financial needs, I run to my creators for help and assistance. He usually provides for me, and I don't really see myself going out to ask for money from friends and colleagues.

My family members are the next option for me in times of financial needs, and after them, there is no other.
I don't ask for financial help outside, and I don't wish to do so anytime soon.
So to make sure I don't go out looking for whom to lend money from, I spend within my budget and save some for difficult days.

Conclusion

Managing our finances is a key aspect of our live, especially now that we are living i a financially unstable world, so saving fo rainy days is very important and beneficial no matter how small it might be. It will save the cost of running from house to house looking for whom to lend money from.

I am inviting, @okere-blessing, @eliany, and @goodybest to take part in this engagement challenge