There are free MasterCards like the online bank N26 has and cards with low costs. It all depends on your needs and where you live. A credit card is a loan and a loan means debts and debts stress.
Crypto might be a solution but the crypto debit or credit card will not solve poverty and is hard to get.
Totally right dear @wakeupkitty !!
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These are fees for merchants... not card owners.
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