Hello free writers
If my heart wasn't engulfed by the ribs surrounding it like a fence, I wonder how many times it would have skipped off its normal position because of several calls I received. I think I need to download an application that will count the number of calls I receive in a year, I think if that was converted to physical cash I would have made millions in Naira by now...
Today I fear to pick calls in public because I feel the little I say is being heard by everyone, sometimes I feel I might get judged by the way I speak, if you are from a country where English is not a native language you will feel your tense are wrongly used. Most people feel this way too but if I am a listener I don't judge a person by that.
Speaking about my heart skipping, some year back every call skipped my heart because creditors were calling, we will report your BVN to the credit bureau if you don't clear up your outstanding loan, the craziest thing here was that the money was not substantial but what makes my heart skip was that this money was from a different source and the calls were too much, every single call that came into my phone during the 8-month strike were from creditors.
Mr MAN, Do you know the consequences behind your action, after assuming the words they would say and finally picking up the call, the creditors spoke politely some gave a convenient time the money should be returned but unfortunately, they kept on calling, the calls were so much pressuring, and not picking it up will make you feel your picture will be posted on the net for publicity as a DEBTOR, This is the plight of debtors in Nigeria, I had an experience with them and this feedback is authentic, picking of calls became so hard.
As a businessman, we don't miss calls, because missed calls are missed money, so we run and even jump over the heads of people sitting low on the ground just to pick up calls, I will always run to give my mum her phone so we won't miss any call.
Today if someone calls, they call on very important issues, maybe they want to ask something from you, as at the time of writing this my phone has been on don't disturb and I rarely pick up calls, I prefer seeing a missed call and calling back than picking up calls when I am doing something important...., the best of phone calls has been converted to WhatsApp calls and messages because It conserves airtime and can last longer that the normal phone call. Hahahah bossj23 try replying to my messages on time unless my phone call will seize connectivity on your device.
I would love to see @omarscott join this contest
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Thank you, friend!
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Upvoted. Thank You for sending some of your rewards to @null. It will make Steem stronger.
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https://twitter.com/nsijoro/status/1816418500467896727?t=bKFY98xvOe_t527DDUaSbA&s=19
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Aaah the bailiffs! Howcan we forget this species they feel lile pitbulls it's hard to shake them off. They do as they like and go after an address and are deaf and blind for the fact the debtor doesn't live at the address.
Those in debts can not afford to pay for a phone, soon the item will be taken away and all that's left is what's most necessary a spoon and a cup and 2 sets of clothes.
A bailiff does what he has to do to add money to the employer's acciunt, nomercy, sorry, I can't help you the Company, A, B and C all send me and there's no way I can change this. Pay and once you did I'm off your back and you can sue them. You need a long breath man.
Don't disturb is a right, I don't think we should always be present.
The Dutch idiom says: je kunt een kale kip niet plukken
(you can't take the feathers from a naked chicken meaning: it's poinless to ask a poor/bankrupt debtor for money).
The bailiffs know. If they receive a small offer to pay a few bucks every month and do it they are satisfied and off your back.
Nothing as worse as being scared to answer the phone or... the frontdoor.
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The front doorbell 😂, what if it is the police, I think some actions are beginning to take a different move here in Nigeria, back in the day police would bang on your door and you would know they were the one. Your heart will skip. No poor man is permitted to borrow, you must have something to leave behind collateral that will cover up for the loan if paying back becomes hard. Thanks, ma'am for stopping by.
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I have no front door bell you? I shut off that noice 30 years ago. I had a sign on my door with: hands off the bell, no salesman, no collecting money/aid and we have a religion!
Many with us have. Next to that we never used the front door but the back and so do friends. The doors are not locked but I invite you to try to get in and pass by the dogs.
Police can call me or send a letter or ask the postman to drop it.
Once I had the police shone with a lamp through the windows at night. Very annoying. I believe they shouted 'anyone home'.
I asked what they want why they disturbed me it was about a bag they had found next to a car a few blocks away. They said my address was in it. I knew the homeless boy but not where he was, went, stayed. So I closed the door and let them deal with it.
First time child protection showed up as I turned 21 and official an adult. By that time a mom of two. They announced they would take over authority of my children. I said: f@#£% where were you 4 years ago to protect me? I decide who takes care of my children get lost, I can make my own testimony. I slammed the door in their faces and they never showed up again.
The 2nd time child protection banged at the door was about twelf years ago. Different place. Those 2 women tried to impress and threaten me with their fake authority. Never do that to me.
They asked to come in. I said: no, you can talk while standing outside.
They said their threat while shitting their pants one started the other added some words.
I said: you can forget about that, these are my children, my responsibility and I don't let a crazy school bully, threaten and break them. I closed the door. They never showed up again and I sent my children to a school abroad because schools with us don't dare to take students from another school without that school's permission. At leasr they can visit school without fearing for their lives now.
With us you are registered if you have a loan, all loans or payments like for a smartphone, car, house, bike, washingmachine, bed, fridge, couch you name it also if you pay alimony, have a debt to taxes department, health insurance, study loan, and so on.
The more debts the higher your income should be.
If you want a loan they check this register, you should show proof of 3-6 months salary, savings and even better one or two people signing to guarantee they will pay off your debts if you can't.
It's the same for credit cards (never been popular with us). So small chance you get a loan without guarantees but I think it's a good thing. You always pay off way more than they borrowed. Loan sharks change the rules while you can't. It's better to save. If I can't afford it I don't buy. I don't like debts. If tgere's need we help within the family, just me and my children.
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You seem to be Western because I have heard several of the governments trying to take over parents' responsibility in Europe, claiming a child should not be admonished or chastised. After all, they belong to the government. You were so bold to slam the door against them, you are courageous.
I borrowed ignorantly from online loan apps in Nigeria when I needed money to invest in something that turned out to be a scam, they didn't even request much than my BVN and face verification, I am a grown-up now, more mature and I do no such thing anymore, because I have learnt so much in my course of living.
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We have those apps and ads too. They say no check at BKR I understand the need of money can make people click. Does face recognition work? We always struggle with it. My son and I have the bankaccount but my youngest was denied. Kind of strange since she had 4K to start with. The bank couldn't give a reason why so we switched the bank for two other ones.
If it comes to CP it's business, a lot of money goes around in that world and child traficking. The children are abused, grow up in the gutter or who knows where they go (slaughtered abroad for their blood, child pirn or?).
There was a tax scandal. Parents wrongly accused. Children taken away, houses, broken marriages, lost jobs, high debts and of course the registration.
The parents were right, there should be justice but they are still labelked, broke and broken. The government should pay the money they stole back but untill today nothing. The children are still gone and no one knows where they are. If they would be in a normal dutch foster family for sure they would have contacted the oarents or a paper. It's awful silent. The more time passes by the easier it is to get away with this.
The plebs is already focused on the wars.
With me they tried and for sure to many their behaviour is overwhelming but they have no legal justice to enter my house. Same for animal protection. Both can be calked anonymous to bully a neighbour or relative. People love to call those anomynous lines, always good for the government spying creepy citizens.
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