Introduction
We are delighted to welcome you to the very first Talking Point show. This is a brand new project designed to create more engagement among our community members. We will be discussing a lot of issues - pretty much everything. Each day of the talking point, we will raise a topic and allow our members to tell us what they think about it. We discuss it, sample opinions and learn from others. We welcome you once again to this Talking point first edition.
Talking Point - How we do it
This is an open discussion in which we welcome people's view on the matter. So to participate, the host will raise the issue by making the first comment on this post. Then participants are free to start replying with their opinion about the issue discussed. So here is what you need to do:
- Check the topic being discussed in the comment section
- Make your first reply
- Reach other peoples reply and interact with them
- Make quality input and reply as many people as you can
- Always refresh this page to see new comments
- We will do this for 40 minutes and head over to our Discord Server to finish up
Conclusion
We hope to learn from you and have fun as well. We want to see honest opinions. And remember if you engage with at least 4 persons or make 4 quality comments, we will give you 1 Steem or more depending on your effort. Thank you so much. Lets do the talking point

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If someone says steemit is scam, I will tell the person him or her has nothing to lose. Steemit is free, so what will you be scammed with?
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I warmly welcome you to this Talking Point. Here are our two questions:
Question 1: Have you ever been scamed? Share your experience with us
Question 2: If someone says Steemit is Scam, how will you respond?
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Wow! This is an interesting question.
First of all, thanks for this opportunity to interact with each other.
Good evening.
Scam, as God will make it, I've never been scammed before because I dislike the habit of investing 2 naira and get 10 naira within few minutes.
I believe in working hard to earn not just sit and earn.
Whenever people react that steemit is scam, I invite them to read about the platform online.
I also do explain that since they are depositing nothing, they have nothing to loose eventually it turns out to be a scam.
Finally for those who know me personally, they know I can't lie because they have seen changes and they know I don't engage myself in quick money
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Wow!!you cant lie, i would love to be your personal assistance dear
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Lol
I hate lies with passion and people close to me can testify.
You are welcome to be my pa
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You have been careful all your life. That is great. What if a trusted family member asked you to join something you suspect is scam, will you listen to them?
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I don't know if I can easily fall.
Because I am a critical thinker and I hate quick cash.
A trusted friend tried to drag me or mmm but I vehemently refused simply because of my nature
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Well lucky you i guess. Some times, some of us get desperate because of hardship and will want to double our money in a short time. But now trust me even if you are doubling money in my presence, i will totally ignore you. Like you said it is better to work hard and earn, that is why i am here.
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Okay, please are we discussing here or on telegram chat
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Welcome. We are discussing here. Lets know what you think about the two questions raised. @chichieze
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I have been scammed many times
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Sorry about that dear but God pass them
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Lets hear the stories briefly. What really happened?
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Thanks dear @benson6
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Can please tell us what happened. Just tell us the most painful one @chichieze
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I invested elort of the money, called e-commerce company. Infact when you see there marketing plan, you will believe that it's reall. Not only that, the have all the documents to prove that the are not money laundering company. After re-investing all I had, the platform collapsed. It was really a painful moment to me
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Chai. This one looks like a common experience. Am really sorry. Can you remember the amount you lost - both profit and capital?
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Yeah it was $:600. Over 3 hundred thousand in Nigeria currency
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@chichieze I was also a victim of chy
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Eyaah, sorry about that dear
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So when someone said Steemit is a scamm, I will boldly tell him/her that is not with the following.
You are not investing anything so if Steemit platform is no longer there tomorrow what did you lose?
It's a block chain based platform.
As for the investors, I will ask them to make more research about Steem. Then I will direct them to one who is superior than me to explain more to him/ about Steem. And how reliable the platform is.
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Am really sure your method has been productive. Yes they have nothing to loose at all. Have you been able to turn a doubter into a believer - to join Steemit?
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Yeah I have @focusnow
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My next door neighbor happened to be the doubting Thinks. But I kept sharing my testimonies with him. Being a Crypto person, he made research about Steem. Letter he signed up. His user name is @palvalintine
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Myself chy, stake and fes.
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Chai, sorry dear
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Have been scammed through online platforms whereby I pay in money and I get blocked and other occasions I found myself in the name of you use money to chase money.
If someone says steemit is a scam am gonna smile and explain things they don't know about this platform and am gonna show some proofs through my steemit account or I tell them to visit our training Center to see by themselves that we aren't scammers.
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So sad. Am sorry about that. Did any of them happen to you this year? 2021? How much did you loose?
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Okay i lost 20k and it happend last year and i won,t have been a member of steemit because i thought it was a scam.
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Sometimes people get scammed just because they are trying to invest.
But end up being scammed.
God no go shame us
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Sure that is true. Before you leap, you must look. Sometimes, flashy offers are the beginning of scam. What do you think?
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I used to show some people my steemit wallet and transactions just like you say and some say it won't last. So I hardly show them my transactions now. Except my close friends and relatives
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Hahahaha. Some people are so skeptical. Is it?
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Huh everyone get wahala for this country oo
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No be small
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Well i just joined and would not have any solid proof of earnings to show them. I will just play my part in trying to convince you while i make my earnings and when i show you how far i have gone later, you will only wish.
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Yes I have been scammed before on Facebook
A friend of mine whose account was hacked so unknown to me the person asked me to send him #5000 that her mom is in the hospital and all the stories that followed so I sent the money thinking it was my friend Chizzy not knowing it was a hacked account so later that evening I called her on phone to ask if she received the money she told me about on Facebook, she was asking me which money ? It was later that she told me that her Facebook account was hacked my goodness!!!
I was shocked, she was even surprised when I asked her if she received the money I sent to her. I had to explain everything to her and she was also shocked, she really felt bad for me but what could I have done at that moment, I had to endure the agony and let go.i believed God will send much more for me
This incident happened last year December
14/12/2020
It was really a terrible experience
2nd question
If someone ask about steemit being scam I would show the person my account and account of numerous white men in the platform as well as the blacks just for clarification then I would sit the person down and educate him or her on basic things about the platform such as the fun that comes with meeting new personalities, writing abilities, money making, investment and so Much more
at least with these the person's mindset will be changed
Thank you @focusnow
@steemalive
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That's a nice one dear, have you been able to apply it
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Sorry about the lost dear
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Hmm..my dear in this case it was my account that was hacked and my friends were receiving several messages thinking it was from me. I had to block it found out. Sorry for your loss though.
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Hello where are others
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Good Evening
Have been scammed just once I think. Entered my card details in a fake site and in a blink of an eye I lost 55k just like that.
Reported to the bank but they couldn't do anything 😢
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Am really sorry about it. Waooh this must be serious. When did this happen and can you remember the name of the site. How did you feel at the time @judeet10
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This happened last year. Can remember the name of the site.
Was very bitter when this happened, stopped using the account for a long time even after I blocked the card and got a new one.
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Hahahaha. You really got angry with the account and bank. But am sure they were not the cause. Did you later use the account?
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I know it wasn't there fault but just thought that there should be something they can do to find the culprit.
Started using the account early this year, got a new ATM card.
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You finally forgave them. That is nice. So when you see those sites that ask you to put your card details, what do you do?
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Actually the bank won't be able to retrieve it, just be careful on how you give out your card details.. Sorry dear
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•1: Yes I have been scammed.
I was on Facebook one faithful day and saw a private message telling me that if am the first to wish a happy birthday to kanu Nwankwo, that there's a prize for me. So I hurriedly sent the happy birthday to the link that was dropped and that was how my journey of scam began.
They chatted me privately and even demanded my phone number, which I sent to them. At first it seemed real that was why I was falling for everything they say.
Along the line they listed a whole lot of prizes that I've won and asked for how I would love the items to get to me,, I told them they should waybill it naw. They now started giving me charges. From lagos to Abia state was 5k, so I hurriedly sent it to them with happiness that am gonna get gift of 50k. After some days,, I tried the number, and I was told it was not available.....
•2: Well, steemit is not a scam because if it is I don't think I will be preaching to you about steemit. I have joined steemit since 2020 and I have benefited a lot from it. So no scam attached to it.
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Such a sad experience. This must be painful. When did this happen? How did you feel about the money then? Am grateful to God it was not more than 5k
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Oh my God!, Sorry about that. It has happened to me as well
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That's bad as they used a celebrity's name to scam you.
Thank God you didn't give more than what you had.
Truly,steemit is not a scam
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This is funny, but thank God it was not more than that
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It This is funny, but thank God it was not more than that
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I had similar experiences though not through birthday wishing but I sent them Glo recharge card of 5k to waybill my price. The thing enter voice mail. From Lagos to Kano, to Zamfara, motor spoil etc until now
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Oh my God! you are quite lucky. A friend of mine sent 30,000 naira for something similar. It's all good sha.. Sorry ma. And i myself have come across stuff like that but i always choose to ignore.
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Funny enough I usually show my alerts from steemit 😂.
Then take my time and explain what Steemit is all about.
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Am sure this will convince anyone that Steemit is not Scam. Have you been able to convince a doubter to join? @judeet10
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Yes
My younger sister
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What is her username?
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I don't show anyone my alert.
Bad people are everywhere.
If you don't want to believe all I've said, no be by force na
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Lol
Different strokes for different folks right ?
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Probably this year, the buissnes I heard that will last for ten years, collapsed under 2 years
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So sorry about that @chichieze, that is how most of this promising businesses behave. Same happen to me
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Hmmm, Steemit is my comfort zone @udyliciouz
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My dear there is no lie in what you just said
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Sure
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Anyway God Dee for us, nothing do us,
We de kajard nothing mega
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Hahahaha, nothing mega dear
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I have been scammed before, it is a long story but i will try to make it,it happed in 1992 when i was doing rice business we were 4 business people that paid for rice my own was 24 bags others,30,20, and 10 bags, when the rice arrived we uploaded them in my packing store,when the driver and his people left, within 10 minutes we now entered my shop to Carry some bags to the market, we noticed that the rice was reducing up till now am still wondering how it happened, before we know it the the rice disappeared and remain just 8 bags before our very eyes, that day i read 2thimoty 3:1 so it helped me to endure the lost of ₦43,000 then and one of us the one that had the 30 bags fainted with his wife and 2 of them lost their life,the other 2 cried uncontrollable and i joined people to comfort them, that was my first time of experiencing scam.
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Woow, this got me. Thank God for his word that kept you moving.
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May Jehovah's name be blessed
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So sad.
That wasn't ordinary at all.
Thank God you are alive to testify.
So imagine from way back, this scammers have been in existence.
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Yes the Bible text i read that day helped me to endure
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This is really strange. Disappearing bags of rice. Waooh, I have not heard about it. You are brave to enter the store again. AM sorry about the loss. Did you complain to the supplier? Sorry about the colleagues that died as a result. @ijelady
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We did not see the supplier again even the shop where we bought the rice, as we went back to the big market to complain we found out that many big business men and women were scamed too
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Hmm this is serious
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JuJu follow that scam!
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Only God knows
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That's is the benefits of reading God's word the Bible every morning before our activities began. Thank Jehovah for comforting you with his word
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Hello @focusnow,
I have never been scammed actually,I try I be very careful in my dealings with anyone.
Secondly, when some one says steemit is scam, I really be telling them that, if I can do steemit then it's not a scam. I have benefited a lot from steemit and there is no stopping.
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Waooh. You have been so careful. So when people come with pay 5 to get 20 in 1 hour, what do you tell them? Have you been able to convince a doubter to join Steemit?
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If someone say Steemit nis a scam, I will not argue with him, yes i will not because people have experienced so many online scam business so many will not believe that Steemit is different so the only thing i will do is to encourage him to make research and make decision
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I have scammed so many times.And I have decided not to been scammed by any person again.First I was scammed in the year 2016 by one company called sinapis.I was convinced by one of my friends that I should invest #10,000, that I will be paying 10,000 for 6 months and if I introduced anyone that I will earn 10percent of their investment.
I invested #40'000 immediately and brought people that investment huge amounts of money.
After 3weeks they ran away with our money.Even that my friend that introduced me ran away till date I have not her again.
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Jesus Christ of Nazareth. Even your best friend scammed you
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@focusnow
Yes... i have scammed, i saw a post on Facebook where people are thanking one guy like, this is his picture

I usually arrange my school fees on time before the beginning of each semester. I decided to use the money for the investment since I can pay the fees anytime before the exams. My course mate that introduced me got his returns several times. That is what convinced me the more.
I made the payment the first time. After 25 working days, I got my pay. I was happy, I did another one and got my pay again. My account manager there, encouraged me to gather more money for bigger pay. Even though I borrow from anybody but I increased my investment. The two times I have gotten, my capital as well as additional money was added. After 25 working days, I didn't hear from them. I called the account manager, his line wasn't going. I went to the office, it was swept clean. That was the last till now. I still retain my identity card for it as shown below
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Waooh. this is big time scam. Am sorry about it. Please how did you manage to pay your school fees? Have you heard from any of them again?
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I work extra hard to replace the money. The last time I called the number, another person, a lady picked it.
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Sorry I had to laugh a little.
You know most times it's like that.
They pay you back the first and second and when they got your 100% trust, they disappear and by then, you must have invested even more.
Sorry about your experience though
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A very big term scamm
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Lol. I'm so sorry,this is really funny. You said swept clean like no one existed there. I can imagine it. Next time you do ,when you collect 1 time,run o
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I have been scammed before. There was a sand business deal in Uyo which people put millions of naira and get double of what they invest in the business in just one month. People were buying latest cars and land from it. Just when the deal was introduced to me, I invested with 480k and it never came back
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What!!!! this must be so painful. Did they disappear with your money or what. When you asked questions, what did you discover?
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They actually used to pay those that started early with them. And when more people get to know about it, they collected the money and started giving excuses until they finally ran away.
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Oppps
Sorry about that
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Thank you
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Chai! Sorry my dear
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Thank you
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Ouch,so sorry about that. Sometimes we have to wait and think about things that involve huge amount
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It was so heartbroken, I don't like talking about it. I used to feel the pain each time I remember it, even now
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Question 1:
Have you ever been scamed? Share your experience with us
I have had a good scam attempt, but none has been successful. A friend of mine says my firewalls are too sensitive.
I am highly suspicious of business deals that comes my way. I sometimes loos genuine business due to my suspicions.
So i only have failed attempts to share....
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Scamming is not a new thing, i have been not once,not twice but several occasions but one thing is for sure, you must serve before you become a boss
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Waooh. Such a sad experience. We want to know what happened. Tell us the story @benton6
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It goes this way, my bestie account was hacked and I didn't know, the scammer used my friend to chat me up about ponzi scheme and by then, I was in desperately in need of money, i made 20k payment to the account that was sent to me, the deal was to get 40k back in the next 1 hr but I waited patiently but no benefit, i called the number and the lady told me to hold oh, there are many people on queue , i should hold up but in the next 2 hrs, the number was off and i called my bestie and she told me her account was hacked the previous night, that is how my 20k went
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Sad sad story. And this happened when you were looking for money. How did you feel then? Have you tried the number since then?
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Yeap but different pick the call
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Sorry ehn, thank God you have the experience.
Next time you wont fall victim again
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Hopefully dear
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So sorry my dear! It usually happen at ones weak point
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They used to chat me up with this one @benson6 using my friends Facebook account and I will tell them to help me with the payment and we will share the interest 50/50. Once I am say this they will run. Never to chat again
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Sorry about dear, experience is the best teacher
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Too bad @benson6.I have lose many.
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I love your mum.
Her boldness to ignore is a lesson you will never forget.
You are somehow right about being lazy
But some were victims of scam in the past and wouldn't want another heart break
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It is in the process of wanting quick money that some of us get heartbroken, and in this case i presented to you an opportunity to make money with clear rules and you are still scared. In this case i will just take it that you don't want to work for the money which will make me see the person as lazy.
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You are correct dear. It's only lazy person's that will reject Steemit
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Yes because it takes patience and hardwork to earn on steemit.
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Dont let me recall my experience there o. I even borrowed someone money to join,aftrr the first time,the person cashed out. The 2nd time i increased the amount and they zoomed off. Chai
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Chai so sorry dear..
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Question 2:
If someone says Steemit is Scam, how will you respond?
It took time to clear Steemit as legitimate, my being a steemian came after plenty of scrutiny.
To take off their fears
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I've been scammed before. I placed an order on jiji for a beautiful bag i saw. I didnt know i made a mistake. It was a clear example of what you ordered versus what you get.
Funny enough,it didnt take days for my bag to reach Uyo ,i went to the park and happily got my bag. Only to get home and realise it wasnt what i ordered. I was sad, upset and mad at the seller and guess what,her number wasnt reachable anymore after i got the bag.
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Eya sorry dear, you would have opted for pay on delivery na..so that you can see what you are paying for.
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The one that pain me most was how I throw#39,000 last month ooo by one company.
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For steem,it is 💯 legit.You been paid base on the quality of your post and hardwork.Thank you.
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I have been scammed, it happened around 4 years ago, l was introduced to one business which they said it will double but later nothing come out and my money cannot be returns .
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