Money Management, the first Step to Financial Success

in hive-175254 •  4 years ago 

In your race to financial freedom, nothing is certain. It isn’t certain that you will be a billionaire or millionaire, it isn’t certain that you will succeed in it but at least its possibility is reduced. Money management is important I our race to becoming financially free but a lot of people fail in this aspect. It is clear that 8 out of every ten person do not know how to properly manage money and get it to work for them. The beginning of every financial success is understanding how to handle money, when, where, how and to whom you give out your hard earned money.

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I was talking to a friend and he made me understand that 75% of his income goes into feeding while the rest goes for other home needs and transportation to work. I was perplexed when I heard this, because he was fat and he started gaining each ounce of weight when he started earning money which was a proof that he truly really spent his money on feeding. Becoming rich doesn’t require special skills or degree, it only has to do with the ability to send your money out and how you get your money to come in. When a person spend 75% of his income on feeding, it is clear that he might have nothing in his account as savings.

I hear a lot of people say the educational system didn’t teach people how to become financially literate and so they are having problems with finance. It is no lie that our educational system is broken when it comes to financial education but we all find ourselves sailing in the same ship and it is left to each individual to come to the understanding that it your responsibility to be financially free and not that of your school. Your school should not teach you how to spend your money.

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Not being able to delay gratification is one setback that a lot of people have when it comes to finance. Not being able to say “I can’t afford this, I will buy what I can afford” rather, they want to impress people who do not care with the money they do not own to buy what they cannot afford. Buying a car you cannot fuel after paying for it is not a right financial choice, living in a house you cannot pay the mortgage within the period stated or the afford to pay the bills is wrong.

Financial success is a goal envied by a lot but in other to get to this point, you need to understand money management which is the first step to financial success.

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There is a need to gain more knowledge outside the walls of a school because school will never teach us all that we need to know especially about finance.

  ·  4 years ago (edited)

Very correct, we must learn to gain more knowledge beyond what school teaches us, thanks for reading.

If we could manage our money better in schools from an early age, if the issue of managing our finances were given the necessary importance, everything would be much better in that respect for most people.
In the end, once you become an adult, you have to learn after many mistakes, and many never finish learning.

In the end, once you become an adult, you have to learn after many mistakes, and many never finish learning.

I like this, mistakes are the biggest teachers of all times, without making mistakes we may never learn valuable lessons, thanks for reading.

Hello friend, I agree we cannot make our education responsible for our financial life, we are adults and therefore we already understand what is right and what is not, what is better for our pocket and what is not. Besides, there is information about it everywhere, what we should be interested in is learning.

  ·  4 years ago (edited)

Information is readily available these days and we can access to what we need faster, thanks for reading.