Hello @tomshearman
NO, it's not jargon, it's just that I use my phone a lot to answer some comments and for some reason the dictionary changed the meaning. I meant you had a very good point planned.
In my blog I have some posts to explain this about cryptomonies, alternative currencies, stable currencies, smart contracts, among other things. I'm not an expert in the area, but I know a few things. It's good to assimilate little by little. Don't despair because it's worse later. There are many new things, the knowledge must come little by little.