" My Monthly Budget"

_{I'm @sumayaorin , from #Bangladesh}

Add a heading - 2023-09-19T234012.194.png

_{Image made by Canva}

Hey there, fellow budget enthusiasts!I am about to disclose the allocation of my monthly income. Rest assured, this discussion on budget matters will not be mundane. I assure you that I will incorporate some humour throughout.
First things first, let me set the stage. I'm not swimming in money, nor am I scraping pennies off the pavement. I'm just your average gal with dreams as big as a jumbo-sized ice cream sundae (with extra toppings, of course). I used to have a job, and back then, spending money felt like a breeze. But then, the plot twist of my life arrived: I became a mom. Cue the dramatic music.
So, I made the tough call to say goodbye to my 9-to-5 gig. Diapers, onesies, and baby toys suddenly took center stage in our budget. Oh, and let's not forget my secret indulgence – makeup! A girl's gotta keep her sparkle, even if it's behind a mountain of baby gear.

Let's know where you spend most of your money.

_{Image made by Canva}

Most of our budget is devoted to the tiny tornado that is my daughter. Diapers? Check. Adorable outfits that she'll outgrow in a week? Double check. An ever-expanding collection of toys that rival a toy store? Triple check! And then, of course, there's my makeup collection, which grows faster than Jack's beanstalk. You know, because looking fabulous is a must, even if I'm just running to the grocery store.

Additionally, it is important to consider the enjoyable aspects of the matter at hand.Our budget includes a splurge fund for occasional leisure activities and outings. We're firm believers in the power of family bonding and a little treat now and then.
Let us now shift our focus towards the primary protagonists of this budgeting discourse: our dreams and aspirations. Every purchase and every saved penny are like building blocks for our family's future. Spending on our daughter and ourselves brings us joy and happiness. It's like investing in our present happiness portfolio. Our budget meetings are a mix of financial strategy and, well, negotiations. We sit down every month, armed with spreadsheets and calculators (okay, maybe just a smartphone app), and chart our course. We differentiate between needs and desires, establish priorities, and develop a strategic plan that guides our actions towards our goals.

Do you save a fixed or random percentage of your money permanently?

_{Image made by Canva}

Now, let's talk about savings. Do we save like squirrels hiding nuts for winter? You bet! We have a fixed amount that gets squirrelled away every month into a DPS account at Rupali Bank. It's like a financial ninja – silent and efficient.There is more information to share. I have superhero-like financial preservation talents. At the end of each month, I carefully lay away surplus monies. This activity is driven by the ubiquitous desire for extra security.

Where do you keep the money that you save?

_{Image made by Canva}

As for where we stash our hard-earned savings, it's all snug and secure in that DPS account at Rupali Bank. It's like Fort Knox for our finances – safe and impenetrable. Plus, there's a separate savings account for those unexpected "uh-oh" moments that life throws at us. In certain instances, such as when the vehicle unexpectedly requires maintenance, it may necessitate a visit to the mechanic.

Saving money, is like having a secret stash of chocolate – it's comforting and reassuring. It's our safety net for the rainy days when life decides to pour down on us. Our budget is like a nicely made cake—some spending, some saving, and a lot of planning.
So, there you have it, folks – the tale of my monthly budget, with a sprinkle of humor and a dash of reality. While I might occasionally miss my office desk, I wouldn't trade being a mom and the financial mastermind of our family for anything. This experience entails a multitude of emotions, including affection, accountability, and a significant amount of amusement. Please keep in mind that budgeting can be an engaging and enjoyable activity.

I would like to invite my friends @ripon0630 @goodybest
@ridwant @eliany @radjasalmanto participate in this contest.