HOMELEND — SteemCN

Hello friends bloggers ..

Today I will review a program that is extraordinary.

Peeled thoroughly very detailed so it is easy to understand

Hopefully it can be your reference in making decisions

Homelend Token (HMD)

HMD tokens are the fuel that drives Homelend's peer-to-peer loan platform. The main functionality is to provide access to the Homelend platform.

This utility token also plays an instrumental role in enabling fast, smooth, and easy-to-use workflows that are integrated and secure.

All tokens can be converted to and from HMD.

Schedule

Pre-Sales ............. March 1, 2018

Crowdsale ................. Closure of TBD ............ TBD

Specification

Symbol .............................

HMD Total Supply ................ 250,000,000

Standard ........................

Face Value ERC-20 .................... 1 ETH = 1,600

Currency Received by HMD ... BTC, ETH, USD

Softcap .............................. US $ 5,000,000

Hardcap. .......................... US $ 30,000,000

Bonus (ETH / HMD)

Week 1 ................................ 20%

Week 2 ............ ................... 15%

Week 3 ........................... ..... 10%

Week 4 and After ....... 0%

Homelend Mortgage Crowdfunding Platform

We Develop a Decentralized Mortgage Lending Platform, Peer-To-Peer Serves Two Purposes.

Modernize the old-age mortgage loan system to be efficient, cost-effective and custom-centric.
Expanding home ownership opportunities for a new generation of borrowers, fulfilling their different lifestyles and needs.

How does it work?

By utilizing distributed ledger technology (DLT) and smart contracts, Homelend brings together borrowers and individual lenders on an end-to-end platform that simplifies and automates the entire mortgage origination process.

Today's Mortgage Loan Industry

Mortgage Loans Are at the Core of the Community

Having a home is one of the basic human needs - the needs of most people are only able to pay by taking a mortgage loan from a bank. In the US alone, more than 8 million mortgage loans are given each year.

An Archaic $ 31 Trillion Industry Yearning for Disruption

The US mortgage market is valued at $ 14 trillion, and global markets are expected to reach $ 31 trillion by the end of 2018. However, regardless of how centrally this market is socially and economically, traditional mortgage lending systems remain very primitive.

This system relies on long and complex paper-based processes involving various intermediaries - processes that are loaded with inefficiencies and overhead costs for borrowers and lenders. In addition, mortgage loans are largely unaffordable for a new generation of young borrowers, including millions of individuals who are eligible for credit from obtaining home loans because of outdated assessment criteria.

The Homelend Advantage

From Manual & Long, to Efficient & Efficient

By embedding the predetermined business logic into a smart contract, digitizing documentation and eliminating unnecessary processes, Homelend will automatically carry out the end-to-end origination process, cutting it from 50 days to less than 20.

From Ambiguous & Clunky to Transparent & User-Friendly

Homelend aims to create a loan process that is not only smart, but also simple and fair. This will allow the borrower to easily apply for a loan, track the status of their application at any time and interact directly with the mortgage lender.

From Cost Intermediation to Cost-Effective & Free-Middleman

The persistence, security and transparency provided by DLT makes it possible to record transactions, including loans, without banks acting as intermediaries. This will reduce costs for borrowers and lenders, while minimizing the distance between them.

Being Vulnerable & Unbelievable Trusted & Safe

Centralization and paper-based processes are key factors behind the insecurities and vulnerabilities that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts allow Homelend to provide a platform for people to transact large amounts of money in a trusted, transparent and safe manner.

Token Allocation