Homelend- A MORTGAGE CROWDFUNDING PLATFORM

Homelend(https://homelend.io/) is a decentralized platform enabling the next generation of homebuyer mortgage financing. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain. By doing so, it enables mortgage crowdfunding using a peer-to-peer model with the security, transparency and automation provided by distributed ledger technology (DLT) and smart contracts. 

 As the financial industry is evolving into the digital age, the traditional mortgage lending industry still lags behind. Homelend is developing a solution that, thanks to the security and immutability provided by blockchain technology, enables investors to directly finance homebuyer mortgage loans. These loans are considered to be a very safe investment with high returns.
Furthermore, Homelend will generate a blockchain-based, consistent, digital and secure database that will be accessible to every entity involved in the mortgage value chain, allowing all parties to avoid burdensome paperwork and significantly shorten process times. Smart contracts will automatize several tasks and processes, helping to reduce origination times, which currently last 50 days on average.  

 Homelend(https://homelend.io/) connects borrowers and lenders in a unique way, controlled by smart contracts, without involving middlemen. Borrowers will apply for mortgage loans through Homelend’s platform. These applications will be assessed and pre-approved (or not) with the help of artificial intelligence and machine learning technology. Then, individual lenders will be able to fund pre-approved loans by buying “slices” of them. All processes will be controlled by smart contract protocols, rather than by human beings.

 Homelend will generate revenues from origination gas and selling discount points, as is typically done in the mortgage industry. All deposits will be completed in Homelend tokens (HMD). 

 Homelend’s network architecture is powered by blockchain technology and Ethereum smart contracts in order to assure that all transactions are transparent, secured and trusted. All information gathered and generated in the process of originating a mortgage loan is saved in a decentralized database maintained by all users. This means that no one can manipulate the data or receive privilege on any transaction.
In addition, blockchain technology increases liquidity for the lenders, enabling them to trade their investments directly with one another. 

Pre-Sale.......................March 1, 2018

Symbol.............................HMD

Total Supply................250,000,000

Standard........................ERC-20

Face Value....................1 ETH= 1,600 HMD

Softcap.............................US$ 5,000,000

Hardcap...........................US$ 30,000,000

The public sale is expected to take place in August, 2018

Important Links of Homelend

Website: https://homelend.io/

Whitepaper: https://homelend.io/files/Whitepaper.pdf

ANN Thread: https://bitcointalk.org/index.php?topic=3407541

Facebook: https://www.facebook.com/HMDHomelend/

Twitter: https://twitter.com/homelendhmd

Telegram: https://t.me/HomelendPlatform/

Bitcointalk Username: Malorik1313

Bitcointalk Profile URL: https://bitcointalk.org/index.php?action=profile;u=1350734