Peculium is a fusion or a conjunction between Automated Machine Learning and Artificial Intelligence( AML-AI), Blockchain Technology (Ethereum) and the traditional know-how of economic the cryptocurrency market exchange.
The big advances in machine learning and big data analytics have brought this new innovation of money management using an AI that invests in the booming cryptocurrency markets for the investors.
WHAT DOES PECULIUM DO FOR THE INVESTOR?
The PECULIUM AI "AEVE" by utilizing a de-facto mastered risk management algorithm that diversifies and keeps optimizing investments in order to attain lowest possible risk to benefit ratio. This is a welcome innovation in the world of traditional savings as investors can have their savings automatically invested in the cryptocurrency market.
WHAT CAN A INVESTOR DO?
PECULIUM has products that offers varying degrees over the autonomy that the investor has over their asset management which range from completely autonomous (suitable for users and investors) to highly customizable (suitable for professional traders, larger corporations, and brokers who are interested in providing customized plans for their clients).
PECULIUM grows the investor's portfolios with minimal risks by utilizing optimal risk management algorithms. Decades of research in the field of automated machine learning and artificial intelligence, world's first autonomous crypto-asset management consultant and supervisor "AEVE" who's task is to adapt and adopt the most profitable strategies to optimize risk management better than any human mind could achieve.
HOW BIG IS THE MARKET?
Estimates show that the global cryptocurrency market capitalization is approximately $150 billion USD. Considering how global savings have shown confident growth in previous decades being valued at 19,000 billion USD. Comparing the two figures the cryptocurrency market is undervalued and after taking into consideration the utility and global and decentralised nature of blockchain technology, the cryptocurrency market can grow at a potentially very high rate.
ARE THERE ANY ANY SECURITY OR TRANSPARENCY CONCERNS?
Using the smart-contracts over ethereum blockchain, PECULIUM is a providing a secure and transparent solution for investment of savings in cryptoassets.
THE PRODUCTS THEY'RE OFFERING
SOLIDUS
SOLIDUS is an end to end smart-contract designed specifically for Businesses and Institutions. Solidus is offered at varying intervals of 1 week, 1month, quarterly and 6 months.
It has integrated all basic features of an algorithm such as security, stability, balance, serenity. Solidus allows only limited control or customization over "AEVE".
-FIRST SOLIDUS CONTRACT
This is a special solidus contract designed for ICO** investors. This provides lifetime benefits of all the premium features of solidus and AEVE's consulting for free as long as the ICO** investors continue to participate.
From 1st Jul'18 until 31st Jul'18, the investors can opt-in to invest their funds into the First SOLIDUS contract. On 31st Jul'18 the contract will activate with a recurring duration of 6 months. At the end of each cycle the entry would be voluntary and the if continued the total profit would be split in two halves and one given to the investor in the form of PCL and one half re-invested in first Solidus contract, if discontinued the investment as well as the profit is returned to the investor.
ALTERUS
It is designed mainly for large businesses and financial institutions. It provides more control over saving management parameters which is appealing for financial institutions and brokers in delegation of management
ALTERUS has the following products-
ALTERUS classic autonomous management without AEVE
ALTERUS B delegation of management without AEVE
ALTERUS B+ delegation of management with AEVE
ALTERUS C+ autonomous management with help of AEVE
SINGULUS
It is designed for small scale or individual investors but it has been equipped with all the basic features like risk management, stability and security. It allows two plans as a part of a subscription
SINGULUS management without AEVE
SINGULUS + management with AEVE
ICO STRUCTURE
Ethereum smart contracts will be used for issuing and distributing tokens.
TOKEN VALUE:
MINIMUM GOAL FOR CROWDSALE
Peculium have set the crowdsale to be completely successful if at least 50,000,000€ is raised. If successful it would result into development and actuation of all the products created by PECULIUM. While they have set the minimum funding goal to be 7,000,000€. If the crowdsale fails to reach this target 90% of the funds will be returned to the investors within 1 week through a smart contract. If the it is somewhere between 7,000,000€ and 25,000,000€, development and implementation of a diminished version of peculium products the details of extent of their features will be released at some later point in time.
HOW ARE THE PROFITS GOING TO BE DISTRIBUTED AND INVESTED?
SOLIDUS PROFITS
50% of the profits generated will be distributed to the investorsby the execution of the first solidus contract.
PCL TOKEN PROFITS
As the peculium expand the value of pecul(PCL) will also increase and the holders will benefit from this appreciation in the value of the tokens.
A PROFITABLE INVESTMENT?
The promising expertise of the team in their respective field's of AI, economics, machine learning make it a good project to invest in. the crypto-market is still in it's infancy and booming at a stratospherical level. Should there be some shortcomings in the initial failures of their crowdsale the refund makes it a very low risk business venture for traditional savings.
Website -https://peculium.io/
Whitepaper - https://drive.google.com/file/d/0BwJ8L6bES0uca3k4Mk1SbGlMdVE/view