I haven't read Jeff Tucker, but the points you mention are spot on and do play a role in our messy system. My practice and many more like it prove the point, that very high quality healthcare for routine, preventative, acute, and chronic disease management doesn't need to be complicated or expensive. An interview with Mike Dendy in Forbes, here, speaks to the disincentive of hospitals and insurance companies to cut costs.
I have seen medical cannabis give people their lives back, and I think in the future we will look back on this period of "reefer madness" as politicized propaganda as the massive amount scientific evidence of benefit is overwhelming.