That Risk is part of your LIFE

That risk you are trying to avoid today may be your path to success.
I discover that risk is neither pleasurable nor comely when it comes to business that is why many investors will always shy away from it. ISO (2009), make us to understand that risk is the effect of uncertainty on objective; it is the inability to forecast or predict the future expectation accurately.
But when I sat down to have a deep thought of it; looking into the life of the great achievers in my environment that they are the type of people that love taking risk, I later realize that risk should have been a thing of pleasure and desire to work with. Considering the fundamentals idea of finance which based on the relationship between Risk and Return. There is also a saying in modern portfolio theory, that the greater the potential return one might seek, the greater the risk one will generally assume. Meaning that, the more risk you are able to take, the more profit get.
TAKE A LITTLE RISK TODAY AND YOU HAVE YOUR SUCCESS
Diversification is a risk management technique that mixes wide varieties of investment within a portfolio. A portfolio with different kind of investment also means not putting all your eggs in a basket. Though, William J. Bernstein says, even 100 stock is not enough to diversify away unsystematic risk; but Edwin J. Elton and Martin J Gruber in their Book title Modern portfolio theory and investment analysis (1981) that one could come very close to the point of achieving optimal diversification after adding 20 stock, also made it clear that the market is hard to beat and that the people who beat market are the one who take more than average risk.
Question; HOW DO WE MANAGE OUR CREDIT IN A VOLATILE COUNTRY?
Where we have,
Floating exchange rate in practice,
Interest rate fluctuation
Monetary policy committee not consistence, therefore led to
Monetary policy instability,
Fraudulent and corrupt practices at every tiers of Government,
Many unprofessional hands on the tables of Policies and power,
Average Nigerian with corrupt minded individual,
Bombing, kidnapping and unnecessary killings,
Political instabilities,
Embattled lawmakers and judges,