Start working on yourself in 20's, learn new skill, hustle, earn your first $$, work hard for your dreams.
In your 30's follow your passion, earn money from skills you had learnt, open new business, do whatever ever you want to do, create what you always wish for, find your life partner and start you happy married life.
In your early 40's take retirement, travel world, grow your childs and enjoy the life.
Steepshot