Wow....exactly what I was mulling over earlier today...procrastination. I was going to write a post but put it off. Lol

Seriously, I had a few notes starting with 'procrastination is not your friend'.

Here are a few illeffects I thought of. You have said it more concisely.

• Whatever the task is it will be there until you do it.

• Whatever the decision. ..the longer you wait some of the choices might be gone. Either
  narrows down the outcome or forces you into a decision you don't like or isn't going to give
  best results..

• You always have that niggling feeling you are supposed to be doing something, and you are.

• You could end up doing it at an even more inconvenient time.

• Procrastinating on finances can be disasterous.

• Prolonging sense of accomplishment. THIS is why your post really caught my eye. Found it
  very cool we were on the same page.

• Getting it over with allows for a sense of relief, shows priorities, gets you on with other things.

• Start small. Do your least favorite household chore first, do that stupid project at work first
  thing Monday morning, pay the bill you dislike most, apologize to someone if needed.

• • Then...go for the new house, a better job, the vacation.

Practice makes perfect.

The benefits far out weigh the amount of time we waste procrastinating.