Greetings my sea friends!
Did you just write an awesome post and bagged yourself 50$? Fantastic! But sadly, you have to wait for another 6 and a half days before you can spend it. Bummer.
Need that money sooner? Fear not! Old Neoxian has got you covered!
Introducing:
Neoxian's payday loans!
I'll offer you a loan using your future payment as collateral. Here are the terms:
- You must have at least 55 rep.
- The interest rate for rep 55-60 is 15%
- The interest rate for reps 61 and above is 10%
- You must have a pending post that pays out liquid rewards sufficient to pay back the loan plus interest.
- Loans are for SBD only
- If your post gets downvoted later, you are still on the hook for the full amount.
(pic by orig02 from deviantart)
** Offer void where prohibited.
Edit: Added bullet point for downvoted posts.
It's possible to downvote? Or is 'downvote' being used interchangeably with 'flagged'?
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Yes, flagging and downvoting are exactly the same thing. I use them interchangably myself.
There is a big philosophical debate about whether we should call it downvoting and have a down arrow, or be called flagging with the flag icon.
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I much prefer the flag. I think it makes most people stop and think before flagging.
Sorry for commenting on an older post. Hope I didn't annoy you.
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Yea I agree. Calling it flagging makes it seem like more of a big deal, and that you should only do it when there is a real problem, like spam or plagairism.
I don't flag posts just because I don't like them.
No problem, I like getting comments on old posts.
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I think making it such a big deal is important here. Especially because there's money involved.
May I ask you a potentially annoying question?
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Sure ask away.
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After seeing the high earnings on your posts I looked in your wallet and was blown away. Do you have any tips for how to be successful here? Even a few dollars here and there would be incredible for me.
(I also found something weird in steemitonline's wallet and made a post about it.)
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I've been here for a long time, since last summer, so it's almost been a year now. It may take some time for you to build up a following so have patience.
Tips:
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What happens if somebody's post is downvoted? :)
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Heh yea, that's a good point. I could help upvote it. I better put another bullet point up there.
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The interest rate of 10% a week is worse than mafia, but I guess it's fair given the risk of not being paid at all.
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Start writing a rant-post series.
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Haha. Please no :)
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xD
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I was thinking this also!
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thats some capitalistic thinking :)
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Is my Credentials qualified?
Good as Solidgold
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I might make an exception for you.
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Thanks @neoxian
You're good as Gold!!! ⭐️⭐️⭐️⭐️⭐️
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Super interesting idea man hehe !
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Hi @neoxian , you have a good soul, thought we can receive well, I see from the way you move.
I'm here always support you, see you put the picture to complement post and it's very smart for me.
I will Resteem !! So everyone knows.
GOOD JOB
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Lol intresting idea , THE FIRST STEEMIT BANK IS HERE !
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When they don't pay you back-
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What do you do when they don't pay you back? Perma-flag their posts?
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I think aggroed and pitterpatter have the right idea.
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Better draw up the papers on this puppy
because when payout goes to monthly...
YOU'LL OWN THIS PLACE!
If someone gets downvoted and can't pay?
I believe there's a personal touch added to their loan.
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This is a great idea! Did you just start this? If not, has this been useful for others?
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Just started it. I'm not sure if I'll get any takers.
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Damn good business model if you do. Neoshark!
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I am sure you will get some! Resteemed!
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Hi, can i borrow at a negative interest rate, like the banks do.
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No only the rates listed above.
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Start renting out steem power you can delegate it for a week or more depending on your terms. I bet that is something that would be really popular and you get paid up front.
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I am hopping offline now, but saw this signing off, this is a great great idea my friend.
See you around the
#SteemitCampfire
this weekend where you can share this idea on that post for sure, thanks for dropping in again today and this weekend!
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You'll have a black book soon haha
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I don't need a loan.......but I like the way you think. always hustlin
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