Team of two PhDs, two masters, one MBA, and a bachelor we worked hard last two years studying, planning, and realizing LondonCoin which is the best H/W wallet based digital currency.
Transaction fee of the LondonCoin will be used to buy gold which will be accumulated permanently by Escrow. This gold will be owned by LondonCoin holders, hence as time passes by the value of LondonCoin will increase as the accumulated gold will get larger.
Bitcoin, ethereum, etc are good for revolutionizing legacy financial industries such as banks and insurance. But these blockchain based digital currencies are not as good when it comes to "currency", since the price fluctuates and it can not provide real time transactions by design.
LondonCoin can provide stable value and real time transaction.
Look for LondonCoin soon.