I’ve been eyeballing XRP and trying to time my entry in. I think the model makes sense and this will be the “big banks” entry onto the block chain. In the long term I see Ripple as an excellent complement to BTC and ETH. However, I‘m hesitant to jump on the bandwagon right now after this wild, crypto run-up of the last several weeks. One other thing I heard mentioned from a couple different sources is Clif High’s Web bot report in which he’s indicating “the language” does not fare well for Ripple in comparison to the other Cryptos. I have no idea what influence he’d have in the crypto community so take it for what it’s worth. Good Luck.