how to save money - 5 steps

in money •  3 years ago 

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  1. Rethink your shopping spree

Instead of shopping with your friends, do a clothes swap where you shop in each other's closets. One woman's trash is another woman's arrival. Or if you don't wear the same size, or like the same styles, try shopping at a thrift store like Plato's Closet or Good Will, your dollars go further because the costs are fractions of what you'll pay at the Mall.

  1. Give yourself a raise

Spending less can be like earning more. Get rid of the $200 a month cable bill and it's like giving yourself an after-tax raise of $2,400 a year. Now, make sure you use your “raise” wisely, investing more in retirement, starting an emergency savings fund, or using it to pay off other debt. Don't use just spend more elsewhere.

  1. Buy discounted gift cards

Buying gift cards from sites like Raise.com, where gift cards are discounted from 1% to 25% below face value, means you'll save money before you even go to the store. They have discount gift cards for a wide variety of companies like Wal-Mart, Uber, Home Depot, and more. Next time you know you need to do some shopping, check out a discount gift card first.

But before you see here how you can win a prize of 750 dollars

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By clicking on this link you will be able to compete for a prize of #750 dollars

  1. Don't go broke!!!!

As a general rule, when trying to figure out how much you can afford, your monthly payment should be less than 28% of your total monthly income to be considered affordable. For example, if your monthly income is $2,000, your house payment should not be more than $560 a month (not including any payments you deposit in escrow). Following this simple rule will help ensure that you are not broke.

  1. Put your spending on a diet

If you are constantly overspending, go on a “Money Only Diet”, this will get you out of the rut of overspending too fast. It is psychologically more difficult to spend physical money than to swipe a card. Try it for a week or two and you'll be amazed at how much you save just by using cash to pay for your daily groceries. It will make you think twice about buying that donut when you go to the gas station to pay for gas, I guarantee it!

https://rushingfolder.com/show.php?l=0&u=666220&id=39550&tracking_id=

By clicking on this link you will be able to compete for a prize of #750 dollars

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