Always come back to choices. Every single person has the capacity to control 100% of their choices.

I have been spending 20+ hours/week studying for the past few weeks and others ask how/why I do it? Because its my main focus and drive to understand the material because I know it will pay me dividends in the future. Others say they don't have that much time or they wish they had that time.

Well, we all have the same time you just allocate yours differently.
Once I realized that I have 100% percent control of my time, choices, and habits without distraction has made me a very efficient person.
Every person is at their own pace in life, you seem a bit frustrated by others that don't have that realization yet and I know it seems like a simple concept but it's way to easy to conform and just float through life.

"It's not that life is short, it's that we waste most it"