Two thoughts on this. Be an investor in things you believe in and things you know about. Don't shy away. Second, invest in companies that have a PEG that is 1.0 or less but also have a 9 or greater analyst rating. These are undervalued or near fair market. If you find these companies, they will rise for certain as clever algorithms also find them. Be sure to read up on the company too, to make sure there are no scandals, or no legal issues, etc. Be proactive in your research. One reason to got into the market and to go out of the US dollar, is that the dollar is dropping. During the Trump admin, the dollar has lost about 10% already. So if you stay in the dollar, you are losing purchasing power. So you have to get out of it and into something else or some other currency.