Personal I think this is the worst idea possible we are heading into uncertain economic times again and you advocate taking on more personal debt that will need to be serviced regardless of whether your stock/investment property are actually providing a surplus.
That there is the definition of insanity in my book but what do I know I don't have debt
Keeping money is the bank is a terrible idea... I do advocate saving hard assets, food, water, and maybe cash on hand. Minimize cash assets in the bank if possible.
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Agreed having any money in the bank other than what is needed to pay bills for the month is nuts, when a run on the banks occurs all the money in your bank is effectively locked away, you have to live on what you have at hand.
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