Pretty much everyone wants more money! We want to buy new things; we want financial stability. Here are some easy tips to grow your income fairly quickly.
Invest early and often
Well your on Steemit, So congratulations You are one step closer to investing.
Now you won't see the benefit of your investment if you are always powering down and spending your earnings! Keep some of your money in your account!
Also start investing in other areas too. Stock, Or Peer to peer lending.
These are great ways to invest!
Practice Conscious Spending!
Spend money only on what makes you feel great! Cut back the rest.
If you love video games, Spoil yourself with a new game sometimes, but try to cut back your fast food habit.
Sometimes it's easy to pull off. Pay attention to where your money is going so you can make better decisions.
Automate
Automation can hurt you or be your best friend! Automate your finances as much as possible. Set up your bank account, So it automatically deducts money to add to your savings. Also, do it for your bills. And debt. That way you can "set it and forget it". The savings tactic works well if your savings is with another bank all together. So the money is completely gone from your checking account. You won't see the savings at all, and you won't feel tempted to spend it.
Negotiate Your Bills
Many people have subscriptions they don't even think about, Cancel them. Or negotiate them. You can often call the cable company, The internet, And your cell phone provider and flat out tell them you are thinking of canceling. They will often offer you some discount or deal to keep you around.
Don't feel like negotiating on your own? Try Bill Cutterz they will do the negotiating for you!
Conclusion
These four tips are super simple, but can make a big impact in the long run! One of my favorites is practicing conscious spending. I check my bank account transactions almost every day to see what I could have cut out. I then avoid buying it in the future if it can be avoided. I try to question everything I buy to decide if it's a good decision.
www.kaylinart.org
Thank you @elyaque for the awesome Badges!
You might want to sell your Steem Dollars. You can get almost twice the amount you see right now because it's going for $1.8 per Steem Dollar.
https://coinmarketcap.com/currencies/steem-dollars/
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Where do I sell it? In the Steem Market?
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Sell it on Poloniex. poloniex.com/
You have to deposit it. It is listed under SBD (steem backed dollars).
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Alright! I'll do that! Thank you so much. I'm still not too good at this stuff.
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Now that you're on Poloniex you can decide what to do with the literally free money you got from your first trade of SBD. You can either reinvest some by buying altcoins you think will be successful or you can cash out into fiat by simply transferring your Bitcoin into Coinbase. Bitcoin is rising right now and looking healthy, but will not rise forever.
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I like that automate..but i can still access it regardless!
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Heheh Same! :)
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Good to know its not just me lolss
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Heheh Yes!! I can still access my money, It just takes a couple days for a transfer to happen
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Transfers are instant where we are.. Am thinking of just buying bitcoin so I wont touch it ;)
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This post has been ranked within the top 10 most undervalued posts in the first half of May 19. We estimate that this post is undervalued by $32.61 as compared to a scenario in which every voter had an equal say.
See the full rankings and details in The Daily Tribune: May 19 - Part I. You can also read about some of our methodology, data analysis and technical details in our initial post.
If you are the author and would prefer not to receive these comments, simply reply "Stop" to this comment.
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Thank you
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I being told my emtire life that one day I'll be a adult and ill see how hard is to save money and control my spending, of curse these people are trying to cover all they bad habits with ridiculously excuses. I'm so ready for life and prove hates wrong ( once i become documented lol) .
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Great common sense advice
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Thanks :)
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Some good general advice.
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Thanks
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Your welcome.
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And sign up on Steemit😎.....use your God given talent to share informative and sensible things then your account swells....
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Yes :)
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😎😎😎😍😍
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another good post.
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Great advice!
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thank you :)
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OK...I go and think this...good :)
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Thank you :)
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you are welcome :)
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Mhmm! Love this post. I think the biggest difference someone can make to their balance (which you have mentioned) other than investing is getting rid of unneeded bills and expendature.
Its not about how much you earn, its about how much you save... ;)
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Great ideas on helping to get financial security. I like the negotiating tip. A friend of mine told me how he saved money on his cell phone and internet costs by doing that.
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Great advice! I can attest to the tip about negotiating your bills. My advice would be to call your ISP or cable company and start there. It costs them a huge amount of money to build their network and very little to maintain it. For this reason, almost all of the money they receive from customers is pure profit once they have covered the cost of building and maintaining their infrastructure.
All of this means they are very highly motivated to keep you as a customer and will sometimes even offer customers discounts of up to 50% on your plan rather than risk losing them. However, you actually have to tell them you are wanting to cancel for a convincing reason, like you found a better deal elsewhere, before they are authorized to offer competitive discounts. In addition, you can't just start dragging their name through the gutter and start complaining about everything you don't like about them. You have to leave them with the impression that there is still a chance to keep you on as a happy customer.
I tried this a year ago after the promotional discount for my plan had ended and my monthly bill had gone up $20/month. I called and told them I would like to cancel because the other ISP in my area was a lot cheaper (even though they are WAY slower) and although I really enjoyed their faster download speeds, I just couldn't justify paying $100/mo. just to browse Facebook and answer emails occasionally. (Bonus tip: Let them know you are not fully utilizing your internet download speeds by telling them you only use simple internet apps. This makes you a very desirable customer to keep because your browsing habits cost them way less than, say, someone who is streaming 4k video all day.)
First, the customer service rep tried very hard to convince me that I would be unhappy with their competitor because, even though they are cheaper, their service is less reliable and often much slower than they advertise (hypocritical, I know).
But I stuck to my guns and told him that, though I understood my service might suffer a bit, I just couldn't justify $100/mo. So, he asked me to hold and transferred me to his supervisor (who is authorized to offer discounts to keep customers happy).
The first thing she said to me was she understood and appreciated my wanting to leave to save money and wanted to offer me a discount. She asked what their competitor was offering me and I told them $30/mo. for about 40 Mbps slower than my current plan. She again tried to convince me that I really wouldn't like their slower speeds and less reliable service and offered me a discount of $35/mo. if I agreed to stay.
I told her I thought that was a good deal and agreed to stay for that price (though I never really intended to leave in the first place). Now, I am saving $35/mo. on my internet bill and enjoying the same service I was paying $100/mo. for just by making a 15-minute phone call. That may not sound like much, but that adds up to $420/year, and after two years, that's a new computer or part of a down payment on a car. And that's just my internet bill.
Next, I'm going to call my credit card companies and try to negotiate my interest rate and monthly payments. I will let you know how that goes! ;)
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Great article! I have another one: stay out of debt! Unfortunately I spent the last 8 years paying off a study that I couldn't finish. Now I'm finally debt free and saving my ass off!
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Great advice to splurge on things you love but cut back on the less important things. I need to consciously do that. I tend to splurge but not cut back. Thanks.
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Great post!
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