CurrencyFair is a great tip. I use the service myself. Was keeping them for later, for an app/website article on money management :)
RE: Money Management - Money Saving Hacks - Part 1
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Money Management - Money Saving Hacks - Part 1
Sorry if I have spoiled one of your surprises :D
Keep up the good work!
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No worries. Keep the tips coming. I am hoping to learn as well, so hopefully would get some advice from other members.
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