Hmmm.... BOA the "BANK" did a study that suggest that friends shouldn't loan friends money... Well I guess that means I should not give my friends money if they ask... Then I guess that would mean my friends will have to borrow money from a "BANK" instead of me...
Hmm lets see, If my friend can't pay me back, I won't report them to a credit agency, I won't ruin their credit, I won't garnish their check, I won't take them to court, and or have thrown in jail. So the worst thing is I guess I wouldn't hang out with them any more and at best I would forgive them...
Well I would still rather my friends borrow money from me, than to throw them in the hands of a greedy, to big to fail, self serving banker. HI FIENDS ;)