5 ways to save your money

Pay Off Your Debts
Start with the debt if you're attempting to save money through budgeting but still have a lot of debt. Are you still not convinced? You'll soon realise if you add up how much you spend each month on debt service. When you're no longer paying interest on your debt, you can easily put that money into savings. A personal line of credit is one way to consolidate debt and make it easier to pay it off.
Take care of yourself first.
Set up a monthly automatic transfer from your checking account to your savings account. Don't cheat yourself out of a healthy long-term savings strategy, whether it's $50 every two weeks or $500.
Give up smoking
No, quitting isn't easy, but if you smoke a pack and a half a day, you'll save about $3,000 a year if you quit. For the first time since at least the mid-1960s, the percentage of Americans who smoke cigarettes has fallen below 20%, according to the Centers for Disease Control — join the club!
Cost-cutting measures
Lowering your water heater's thermostat by 10 degrees Fahrenheit will save you 3-5 percent on energy bills. When compared to a traditional storage tank water heater, installing an on-demand or tankless water heater can save you up to 30%.
Bring a Lunch
Finding everyday savings is a simple money-saving strategy. If eating lunch at work costs $7 but bringing lunch from home costs just $2, you may save $1250 in an emergency fund or contribute significantly to a college or retirement fund over the course of a year.