A lot of work going on in Sweden regarding the E-krona. A big reason is that we hardly use cash anymore "The proportion of cash payments in the retail sector has fallen from close to 40 per cent in 2010 to about 15 per cent in 2016." Swedish central bank report : http://www.riksbank.se/en/Financial-stability/Payments/Does-Sweden-need-the-e-krona/Reports/