What are no credit check loans?
With a no-credit-check loan, the lender does not review your credit history or credit score when deciding to lend you. Credit checks are common at payday lenders and other high-interest lending companies.
Your credit history helps a lender determine how you have handled loans in the past and how likely you are to repay a new loan. Knowing your credit history makes it risky for lenders and many no-credit-check lenders balance that risk by charging sky-high annual percentage rates.
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