This is why I prefer Opay wallet to banks

If you ask the average Nigerian about Opay , you'll either believe it's the poor man's Uber or find that the person hasn't heard of it. In a way, we could say the former is correct but in reality, Opay represents a lot more because it is a versatile and secure payment solution founded by Opera that helps users save, spend and facilitates the riskless investment of your funds that pays a dividend based on the amount you have locked up.

The proclivity to try new things is amiss in the average Nigerian and that is why fintech companies like Opay who buck the trend of sneakiness and corruption the average bank offers find it hard to thrive. Paystack is probably the most prominent fin-tech company in the country but its influence is limited to companies and institutions, whereas Opay offers an easy access wallet for everyday transactions.

Whenever money is concerned, the speed of transactions is of top priority to the customers but most Nigerian banks fail to realize this. Fidelity Bank, for example, takes anywhere between 20 minutes-40 minutes to confirm and process transactions and this is unacceptable, especially when you consider that it is at least 5% of a whole 12hour day. Through the use of the Opay app that's available on both Android and IOS you can make transactions that go through in a couple of seconds.

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Unlike Banks that have proven to be unreliable service providers, charge inconsistent fees and have largely been cut adrift with the financial requirements and needs of the average Nigerian, Opay's network offers payment for services that the average Nigerian actually needs. OperaPay connects buyers to sellers through the app and facilitates payment at a price that is commensurate with the market price. Services like;

• Oride that connects passengers with transporters
• Ofood that connects customers with restaurants and food vendors
• Owealth is an investment platform embedded in the application that facilitates riskless investment by locking up funds, making strategic investments and pays a daily dividend, kind of like PiggyVest
  
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• Other services include discounted rates for buying recharge card and internet bundles, and free transfer to any bank account.

In Nigeria, we are still a few years behind everyone else in the race for adopting digital payment solutions. A lot of people haven't realized the potential nor appreciate the ease of making transactions and using your phone number as your phone number. Opay offers simplicity and efficiency that no bank offers in Nigeria offers, and is an application I recommend for everyone.

Disclaimer: This is not financial advice, ensure you make personal research before investing your funds.

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^{Originally posted on Cultured Ramble. Steem blog powered by ENGRAVE.}