In this article I (yusuf ganteng) will summarize the benefits that can be obtained by using digital financial services, especially the PayAccept digital wallet.
Ease of transactions is the main advantage of digital wallets. By using a digital wallet, you no longer need to carry a thick wallet full of cash, debit / credit cards, or queue to make cash withdrawals at ATMs. In addition, digital wallets are also safer and easier to carry on the go.
In an emergency, using a digital wallet can make it easier for you. For example, when you have to pay for groceries online but you can't pay directly because you are unable to do so, you can use a digital wallet service.
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WHAT IS PAYACCEPT ?
PAYACCEPT grows its ecosystem to make people able to connect to the financial world. This platform plans to give people a better way to hold and manage their funds, while giving the unbanked a good way to start depositing and transferring their money through a trusted network. Payaccept will provide everyone with a quality digital wallet to secure their funds and from it, they will make secure payments for products and services they purchase.
For a start, Payaccept currently supports about 50 other cryptocurrencies including the top coins. It follows the standard setting of wallets to provide a suitable wallet that enables one manage any asset in it. This goes along with other features like the fast response and the security.
FEATURES OF PAYACCEPT
The digital wallet provided by Payaccept is what users need to have to directly access blockchain products and get full benefits.
With the latest technology, Payaccept reaches out to many people, to make digital wallets available to them and also improve their financial activities with the other features it brings.
Bank linking is very much possible with this platform. This feature makes a user connect 3 bank accounts and link them all to a wallet. Then the digital wallet will keep records of the transactions done in it and updates itself accordingly.
With Payaccept, you can keep track of your spendings, see insights of all your proceedings daily and also monthly and experience speed of transactions. Information that are helpful are going to be at users finger tips as they will get notified when there is an improvement or helpful tips shared.
Users can customize their wallet interface, adjust settings and hold their cryptocurrency in it.
As an offline wallet, assets are not stored online but offline with users having secured access to them at anytime without the need to use the internet. This is the cold storage feature. As for the security of the wallet, private keys are generated for each users, they can change them as they wish to customize them and then be their own point of sale.
Tokenomics
Tokensale
Crowdsale address 0x1Fe72034dA777ef22533eaa6Dd7cBE1D80bE50Fa
Token symbol PAY or PAYT
Pre-ICO:June 12th, 2020 — July 1st, 2020 (50% bonus)
ICO: July 1st, 2020 — September 1st, 2020. The period can be extended!
Token Price (in ETH): 1 ETH = 1000 PAY
Public sale allocation: Mintable on top of current supply
Public vesting period: Not applicable, directly available after purchase
Soft- or Hard-cap: The soft cap is 1M PAY, hard cap on 15M
Token distribution: Instant
IEO To be announced, we are communicating with exchanges.
Token supply
Total supply Max 45M
Circulating Supply Available after IEO
Allocation
5M Team, Marketing, Development, Partners, Advisors and Reserve Fund
5M Bounties, Promotions, and Airdrops
Public sale vesting period:
Team funds of 5,000,000 PAY are locked until Jan, with a slow release of 1,500,000 every six months.
Budget & Spending
30% Team and Market Management
30% Developments
25% Marketing & Awareness
15% Reserve
PAY Utility Token
Lower fees: Enjoy a discount on all transaction fees
Pay ECOsystem: Priority access to new features and information
Global VIP invitation: Participate in PAY’s forum and impact PayAccept strategy
PAYnodes: Use PAY to deploy a PAYnode (more information to be provided)
Crypto-Backed loans: Use PAY to unlock the savings & loan section
Airdrop: Receive free airdrops for listed coins and tokens
Discount: Deploy services on the PAY network with discount
PAY token utility will continue to be expanded as PayAccept grows.
After receiving the EMI license, PAY will convert this token into a share in the company.
Roadmap
Milestones achieved
April 14th, 2020 Establishment of PayAccept and Stichting PayAccept
April 22th, 2020 Launching the PAY token (ERC20) on the Ethereum blockchain
May 2nd, 2020 Launching of the PayAccept website https://www.payaccept.net
June 5th, 2020 PayAccept officially accepted as a EU brand name
June 12th, 2020 Start of the pre-ICO tokensale
Roadmap
Please keep in mind if the soft cap is not reached, we will not become an EMI, but provide only digital wallet services, without fiat gateways, and other financial instruments.
July 2020 ICO/IEO tokensale (can be extended)
August 2020 Preparing EMI license with legal advisors (softcap-only)
August 2020 Purchase of an existing bank (hardcap-only)
September 2020 Official launch of wallet on the PayAccept website
September 2020 Pre-registration for PayAccept Cards (Visa/Mastercard)
September 2020 Connecting with third party exchanges for trading of assets
September 2020 Start of integration with other financial institutes and banks
October 2020 Launch of mobile wallet on iOS and Android
October 2020 Launch own digital asset network with PayNodes
October 2020 Deploying first payment terminals and cards to end users
October 2020 PayAccept Integration with large merchants
October 2020 Expanding with minimum 20 financial and digital assets (softcap)
November 2020 Series A seed investment round
December 2020 DeFi Borrowing and Lending Launch
December 2020 Further worldwide expansion and services like Insurances
Note: The above months can change, since for some services a license is needed, and this can take longer than expected. Nevertheless, this is a global approximate timeline using which we are going to take the next steps.
Team, partners and Advisors
Christiaan van Steenbergen | Founder & CEO
Serial Entrepreneur from 2003 in telecom, fintech, software development, and investment industry. Established over 15 enterprises and co-founder of NEXT.exchange and lead developer of the NEXT blockchain.
Gleb Jout | Co-Founder & CSO
An entrepreneur with a strong business background and proven track record in management, communications, strategy, and leading diverse teams. Co-founder of NEXT.exchange.
#PayAccept #ICO #IEO #blockchain #Nextexchange #cryptocurrency
FINAL THOUGHTS
The interoperability and the use of cryptocurrencies and fiat currencies have become easier now that a decentralized payment solution like PayAccept is there to help.
For more information about PAYACCEPT, click the following links:
Website: https://PayAccept.net/
Facebook: https://www.facebook.com/PayAccept.net
Telegram: https://t.me/PayAccept
Github: https://github.com/PayAccept
Linkedin: https://www.linkedin.com/company/PayAccept
Twitter: https://www.twitter.com/payaccept
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Author : yusuf ganteng
telegram: @yusufganteng
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ETH address : 0x9577940e51519bcf585e2848A03b4a85312B23CB