hmmm at this point India is too developed from what I can see, plus your government is not the friendliest towards cryptocurrencies and too much of the population has access to bank accounts.
But I am not 100% ruling India out if you think that the bank services are not great, as in too high a fees poorer communities (all countries have poorer communities not an insult) and I am unaware if they have access to worse banks then the general pop.
https://nanocenter.org/projects/NanoSMS
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check your mail you get a mail from my end today .
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I Will be your reply on my mail .Are you there
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