Coupling the processes of charging batteries and removing carbon dioxide from the atmosphere, simultaneously, should be developed, if someone has not already achieved this.
https://news.mit.edu/2019/mit-engineers-develop-new-way-remove-carbon-dioxide-air-1025
What is a Health Saving's Account? I've used it for glasses and the dentist.
https://www.healthcare.gov/glossary/health-savings-account-hsa/