Ripple, $5 usd on 2020. Agree?

*********** FOR XRP HOLDERS***********

99,994,799,156 XRP in total
38,305,873.865 in circulation,
55,000,000,000 (locked up 66% for ten years)
Market Cap: approx 15,694,989,087
Features: 1. No mining

1. Some of ripples get burned up.

2. 50 banks signed up (47 Japanese banks, 2 India banks + plan for expansion in middle east)

3. Open for business for existing customers in Aug 2, 2017

4. Bitgo builds enterprise wallet for XRP
   
   As we know, banks have transaction hundred and millions dollars a day.

For example, U.S. Banks have inflow of money $14 trillion USD A DAY although its GDP is $18.56 trillion USD. Since Ripple will be used in Japan, let's look at their GDP. It is 4.1 trillion USD. Plus, partial India Banks are adopting Ripple. India GDP is 2.074 trillion USD. And there is a plan for expanding of Middle East banks which is a lot of potential money.

Any way, let's be conservative by just looking at Japan. Let's say that Japan uses 2 trillion dollar worth of transaction a month although GDP a year is 4 trillion dollars.
2,000,000,000,000 USD / 38,305,873,865 XRP=$52 dollar a coin . I'm reminding you that this is very conservative guess. My calculation could be wrong. But this is what I came up with.

PS: Taken this info from a youtube channel.