Great input! However, it must be understood that the majority of the people in the crypto community do not care about some of these factors being peddled around and against Ripples. Rightly speaking, the crypto community is being invaded by traders who are pouring in liquid fiat currencies into the cryptomarket and are making a killing by moving the market to their favor. It is a game folks.
The fundamentals of Ripples may not be as stable and decentralized as bitcoin, but guess what "follow the money!" Right now the money is in Ripples. Previously in the last few weeks, it was in bitcoin, Etherium, Litecoin and Dash. Ride it now while it lasts and don't fight the banksters while they make a killing of profits in the same community-except you are here as a preacher for crypto-morality!