Ripple is not as decentralized as other crypto implementations. You need preapproval to transact so there is a presumption of trust amongst network participants.
This is also why you often here Ripple referred to as more scalable than Bitcoin. Security measures can be less intense given the preapproval process. So transactions can be verified in a more computationally efficient fashion in XRP than BTC.
Sounds like Ripple isn't exactly my choice then - for now, at least.
Thanks!
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