You haven't missed out as this one has lots of room to grow but I share your view with it being the type of coin it is being more of a banker/corporate use coin. I suppose in the end whichever ones are left though will be just these types of coins as Wall Street never loses right? Get in asap make lots of dough and pay off your high interest rate slave debt freeing yourself from theses vampyric monsters. This is how I will use this coin.