Best Ripple Wallets | Top 1 XRP Wallet For 2019 | Crypto Desktop Wallet | SOFT TECH

The ledger employs the decentralized native cryptocurrency known as XRP, which as of September 2018 was the second largest coin by market capitalization. Ripple has been adopted by banks and payment networks as settlement infrastructure technology. Ripple relies on a common shared ledger, which is a distributed database storing information about all Ripple accounts. The network is managed by a network of independent validating servers that constantly compare their transaction records. Servers could belong to anyone, including banks or market makers. Ripple validates accounts and balances instantly for payment transmission and delivers payment notification with very little latency (within a few seconds). Payments are irreversible, and there are no charge backs

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