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Reviewing your expenses and budget from the previous year may lead you to believe that it is time to increase your savings this year. Keep the following suggestions in mind as you begin your new life:
Be explicit about the amount of money you wish to save.
Provide an answer to the big question of how you intend to save money.
Establish mini-monthly objectives.
Determine where the new monies will be invested.
Maintain your strength and keep track of your development.